ACH Deposit & Bank Verification Changes

As part of an infrastructure upgrade to Stripe's latest ACH payment system, there are changes to how ACH (bank account) gifts are deposited and how they appear in your reports.

These changes are live now and apply to all schools on the GiveCampus platform.

Deposits: ACH and card gifts now arrive together

Previously, ACH gifts and credit card gifts settled into separate deposits in your bank account. With this update, ACH and card gifts are now combined into a single deposit.

This is a permanent change driven by Stripe's updated payment infrastructure and cannot be reversed.

What this means for you:

• If your reconciliation process relied on separate ACH and card deposits, you will need to adjust your workflow.

• The deposit report from GiveCampus still itemizes each gift by payment type, so you can continue to distinguish ACH from card gifts within a report — they simply arrive in one bank deposit and one report rather than two.

• The bank statement descriptor on your combined deposit may look slightly different than your previous ACH-only deposit descriptor.

Deposit report field changes

The card_type field in deposit reports has changed for bank account gifts. Previously, all ACH gifts displayed as "ACH". New ACH gifts now display the donor's bank name (e.g., "WELLS FARGO BANK NA", "JPMORGAN CHASE BANK, NA") or a variant such as "bank-instant", "bank-manual", or "Bank" depending on the verification method.

If you use the card_type field in any automated processing or reconciliation, you will need to update your logic to account for these new values potentially.